Legal

Privacy Policy.

How we collect, use, and protect your information. Written in plain English so you actually know what you're agreeing to.

Effective June 15, 2026
Important: This Privacy Policy is provided as a baseline document. CreditWell LLC should have it reviewed by a licensed attorney before publication to confirm it fits the company's actual operations.

1. Who we are

This Privacy Policy describes how CreditWell LLC ("CreditWell," "we," "our," or "us") collects, uses, and shares information about you when you visit thecreditwell.com, use our services, or otherwise interact with us. CreditWell is a credit repair organization based in Peachtree Corners, Georgia.

2. Information we collect

We collect information you provide directly — your name, email, phone number, mailing address, credit-related goals, and details you share during consultation. If you become a paying client, we also collect payment information and authorization to access your credit reports. We automatically collect limited browsing data (IP, browser type, pages viewed) to operate and secure the site.

3. How we use your information

We use your information to schedule and conduct your consultation, provide credit repair services, communicate with you by phone, email, and SMS, connect you with lending partners when authorized, and comply with legal obligations under CROA and other applicable laws.

4. SMS & text messaging

When you provide your mobile phone number through our consultation form or otherwise consent, CreditWell may send you text messages about your consultation request, scheduling, account updates, follow-ups, customer support, and occasional service announcements.

Message frequency varies. Message and data rates may apply. Reply STOP to opt out at any time. Reply HELP for help.

Your mobile information stays with us. CreditWell does not sell, rent, share, or otherwise disclose your mobile phone number, SMS opt-in data, or any text-message content to third parties or affiliates for marketing or promotional purposes. This information is used solely to communicate with you about the services you have requested.

5. How we share information

We share information only when you authorize us (such as when we introduce you to a lending partner), with service providers who help us run our business under contractual confidentiality, or when required by law. We do not sell your personal information.

6. Cookies & analytics

Our website uses cookies and analytics tools to remember preferences and improve performance. You can control cookies through your browser settings.

7. Data security & retention

We use commercially reasonable administrative, technical, and physical safeguards to protect your information, including encrypted (HTTPS) connections. We retain information as long as needed to provide services, comply with CROA recordkeeping, and resolve disputes, then securely delete or anonymize it.

8. Your privacy rights

Depending on your state of residence, you may have rights to know what personal information we have, request a copy or correction, request deletion (subject to exceptions), and opt out of certain uses. Contact us using Section 11 to exercise these rights.

9. Children

Our website and services are intended for adults age 18 and older. We do not knowingly collect personal information from children under 18.

10. Changes to this policy

We may update this Privacy Policy from time to time. We will revise the "Effective" date at the top of this page and, where appropriate, notify you. Your continued use after changes take effect constitutes acceptance.

11. Contact us

CreditWell LLC
4989 Peachtree Pkwy, Ste 200
Peachtree Corners, GA 30092
Email: info@thecreditwell.com
Phone: (478) 900-2635